CFO-level strategy, forecasting and reporting for growing Australian businesses — without the cost of a full-time executive. Clarity and structure for your most important decisions, so you can act with confidence instead of guesswork.
Chartered Accountants Australia & New Zealand
From one day a month — face-to-face or virtual
A small number of clients, served deeply
Many businesses reach a point where sound financial strategy becomes critical — but a full-time CFO is neither practical nor necessary. A fractional CFO closes that gap.
Access CFO-level capability without a six-figure salary, superannuation, bonuses and recruitment fees. Most engagements cost a fraction of a permanent appointment.
Accurate, timely reporting turns your numbers from a rear-view mirror into a decision-making tool — the right information, at the right time, in a format your leadership team can use.
Structured cash flow and working-capital oversight means fewer surprises, stronger supplier and customer relationships, and a business that funds its own growth.
Strategic forecasting and scenario modelling give you a clear view of pricing, expansion, hiring and capital decisions before you commit.
Scaling, restructuring, raising capital or preparing for exit — you gain an experienced, independent partner who has navigated it before.
Face-to-face or online. One day a month or five days a week. We adjust to your needs and your budget — not the other way around.
You're profitable on paper, but cash always feels tight — and you can't confidently say why.
Reporting arrives late, takes too long to produce, or doesn't arrive at all. By the time you see the numbers, the moment to act has passed.
The insight available to you isn't adequate to support the decisions you're being asked to make.
Budgets are set once and forgotten. There's no forward view of cash, revenue or capacity.
Revenue is growing but profit isn't following — and no one can pinpoint which products, customers or locations are dragging performance.
Choices about pricing, hiring and investment are made on instinct because the data isn't there in time.
The business has outgrown bookkeeping-only support, but a full-time CFO doesn't stack up yet.
You've invested in financial systems and processes — perhaps heavily — without seeing the return that investment should produce.
Accountants focus on compliance and reporting. We work alongside your leadership team on strategy, performance and growth — turning financial data into decisions.
We don't hand over reports and leave. Every insight comes with a recommendation, an owner and a timeframe.
From one day a month to five days a week, face-to-face or virtual, on a predictable retainer — no recruitment fees, no lock-in contracts, no hidden costs.
We work hand-in-hand with your accountant, bookkeeper and internal finance staff — mentoring and upskilling rather than replacing. And as an independent partner, we challenge assumptions and reduce risk.
CA · Chartered Accountant · Fractional CFO
More than 20 years of senior financial leadership spanning audit, advisory, commercial finance, FP&A, and CFO-level operations — a rare breadth of technical accounting depth combined with sharp commercial instincts.
I've owned P&Ls up to $1BN, led multi-disciplinary teams, and delivered meaningful cost reductions, revenue growth, and efficiency gains across highly competitive environments.
A no-obligation conversation to map your goals, pain points and reporting gaps. No pitch, no pressure — just an honest assessment of where senior finance leadership would add value.
A comprehensive review of your current position: cash flow, reporting, systems, margins and risks. We identify strengths, weaknesses and the opportunities with the fastest payback.
A clear, actionable plan combining quick wins with longer-term projects, aligned to your business goals and designed to show results well before the three-month mark.
A monthly cadence of scheduled meetings, live dashboards and on-call advice, with quarterly strategy reviews to adjust course, optimise cash flow and refine KPIs as your business evolves.
A fractional CFO is a senior finance executive who works with your business on a part-time or retainer basis — typically one to eight days a month — providing board-level insight, forecasting and strategic guidance without the cost of a full-time salary package.
Bookkeepers keep your records accurate; accountants keep you compliant. A CFO works directly with your leadership team on strategy — cash flow, profitability, forecasting, funding and growth. All three roles matter, and we work alongside your existing accountant and bookkeeper rather than replacing them.
Yes — this model exists precisely for businesses that need senior financial insight but can't justify, or simply don't need, a 40-hour-a-week executive. Our typical clients turn over between $5 million and $20 million, though we support both established businesses and well-funded start-ups outside that range.
Often, yes. Your accountant looks backward at compliance; a fractional CFO looks forward at strategy. If your reporting tells you what happened but not what to do next, that's the gap we fill — in partnership with your accountant, not in competition with them.
An interim CFO is a full-time gap-filler for a defined period — after a resignation, during a system rollout or a turnaround. "Virtual CFO" describes remote delivery, while "fractional" describes the part-time engagement model. We offer all three — working online when it makes sense and in person when you need it.
Entirely on your terms: from one day a month to five days a week, scaling up or down as your needs change. Most clients settle into a fixed monthly retainer with a regular meeting cadence and on-call access in between.
Absolutely — it's one of the most valuable parts of the engagement. We provide senior oversight, mentor and upskill your internal staff, and strengthen processes so your team delivers more, improving both capability and retention.
Fees are tied to agreed days and outcomes on a fixed monthly retainer — typically a substantial saving on a permanent CFO once salary, superannuation, bonuses and on-costs are factored in. You'll receive a clear proposal after the discovery call, with no recruitment fees and no lock-in.
In a 30-minute discovery call, we'll map your goals, identify your reporting gaps, and show you what CFO-level leadership would look like in your business — with a clear, fixed-fee proposal to follow.
No obligation. No lock-in contracts. Just a straight answer on whether fractional CFO support is right for your business.